Guides

Plain-English answers for landlords and investors, built on the same council and Land Registry data as the rest of the site.

Checking HMO Article 4 online? 79 councils are missing from the government's data

79 of 126 councils with an HMO Article 4 haven't put it in the government's planning database, so a tool can say no Article 4 when there is one. The list, and how to check instead.

A £200,000 house. A £20,000 deposit.

How bridging loans work, what they cost in 2026, and a calculator comparing five structures on the same deal.

What if your tenant was the council?

What each of 208 councils offers private landlords, what you give up, and a ready-to-send email to ask them.