Highest LHA yield postcode districts in England
September 2026. The 3-bedroom Local Housing Allowance for the year divided by the median terraced sale price in the district over the last 12 months. Districts with at least 10 terraced sales. Regenerated monthly from the VOA rates and HM Land Registry price paid data.
NE17 leads at 9.7%: 3-bed LHA of £648 a month against a median terraced sale of £80,000.
Gross, before costs, voids and finance. A screening list for where to look, not a verdict on any house.
3-bed LHA against a terraced house
| # | District | LHA area | Median terraced sale | Gross LHA yield |
|---|---|---|---|---|
| 1 | NE17 County Durham | Tyneside | £80,000 (29) | 9.7% |
| 2 | TS1 Middlesbrough | Teesside | £73,066 (73) | 9.0% |
| 3 | SR8 County Durham | Sunderland | £75,000 (161) | 8.8% |
| 4 | DL4 County Durham | Durham | £67,000 (62) | 8.5% |
| 5 | DL17 County Durham | Durham | £70,000 (71) | 8.1% |
| 6 | S4 Sheffield | Sheffield | £101,000 (22) | 8.1% |
| 7 | TS3 Middlesbrough | Teesside | £83,000 (65) | 7.9% |
| 8 | LA18 Cumberland | Barrow-in-Furness | £96,500 (63) | 7.9% |
| 9 | FY1 Blackpool | Fylde Coast | £95,000 (170) | 7.9% |
| 10 | DN31 North East Lincolnshire | Grimsby | £81,000 (69) | 7.7% |
| 11 | TS27 County Durham | Sunderland | £85,999 (57) | 7.7% |
| 12 | DN21 Bassetlaw | Lincoln | £107,000 (128) | 7.5% |
| 13 | CA25 Cumberland | West Cumbria | £87,500 (29) | 7.5% |
| 14 | LS9 Leeds | Leeds | £135,500 (102) | 7.5% |
| 15 | LS11 Leeds | Leeds | £136,500 (86) | 7.5% |
| 16 | TS6 Redcar and Cleveland | Teesside | £88,999 (63) | 7.4% |
| 17 | TS24 Hartlepool | Teesside | £89,950 (69) | 7.3% |
| 18 | DN32 North East Lincolnshire | Grimsby | £85,500 (155) | 7.3% |
| 19 | CA26 Cumberland | West Cumbria | £93,500 (22) | 7.0% |
| 20 | DH5 County Durham | Sunderland | £94,000 (77) | 7.0% |
| 21 | TS26 Hartlepool | Teesside | £94,499 (88) | 7.0% |
| 22 | TS25 Hartlepool | Teesside | £95,000 (109) | 6.9% |
| 23 | BD3 Bradford | Bradford & South Dales | £110,000 (83) | 6.9% |
| 24 | DN15 North Lincolnshire | Scunthorpe | £100,000 (39) | 6.9% |
| 25 | PE21 Boston | Lincolnshire Fens | £128,000 (59) | 6.9% |
4-bed LHA against a semi-detached house
| # | District | LHA area | Median semi sale | Gross LHA yield |
|---|---|---|---|---|
| 1 | TS29 County Durham | Durham | £87,000 (24) | 9.1% |
| 2 | TS3 Middlesbrough | Teesside | £100,000 (56) | 9.0% |
| 3 | TS28 County Durham | Sunderland | £100,000 (19) | 8.4% |
| 4 | M38 Salford | Central Greater Manchester | £194,875 (24) | 8.3% |
| 5 | BS11 Bristol, City of | Bristol | £286,000 (61) | 7.7% |
| 6 | BA3 Bath and North East Somerset | Bath | £302,500 (109) | 7.7% |
| 7 | LS11 Leeds | Leeds | £190,000 (53) | 7.6% |
| 8 | IP27 Breckland | Bury St Edmunds | £206,000 (48) | 7.5% |
| 9 | BN9 Lewes | Brighton and Hove | £325,000 (41) | 7.4% |
| 10 | LS9 Leeds | Leeds | £195,000 (56) | 7.4% |
| 11 | DL4 County Durham | Durham | £107,499 (28) | 7.3% |
| 12 | CH65 Cheshire West and Chester | West Cheshire | £200,000 (100) | 7.3% |
| 13 | SR8 County Durham | Sunderland | £114,499 (94) | 7.3% |
| 14 | BS39 Bath and North East Somerset | Bath | £319,130 (50) | 7.3% |
| 15 | TS24 Hartlepool | Teesside | £124,500 (40) | 7.2% |
| 16 | LS10 Leeds | Leeds | £200,000 (97) | 7.2% |
| 17 | NE10 Gateshead | Tyneside | £155,000 (145) | 7.1% |
| 18 | SK11 Cheshire East | East Cheshire | £300,000 (127) | 7.0% |
| 19 | M43 Manchester | Central Greater Manchester | £233,000 (89) | 6.9% |
| 20 | S9 Sheffield | Sheffield | £165,000 (60) | 6.9% |
| 21 | M9 Manchester | Central Greater Manchester | £235,000 (85) | 6.9% |
| 22 | DL17 County Durham | Durham | £115,000 (67) | 6.9% |
| 23 | BN10 Lewes | Brighton and Hove | £350,000 (78) | 6.8% |
| 24 | BS37 South Gloucestershire | Bristol | £325,000 (142) | 6.8% |
| 25 | CH66 Cheshire West and Chester | West Cheshire | £216,000 (154) | 6.8% |
2-bed LHA against a flat
| # | District | LHA area | Median flat sale | Gross LHA yield |
|---|---|---|---|---|
| 1 | CB25 East Cambridgeshire | Cambridge | £67,000 (10) | 17.0% |
| 2 | NE37 South Tyneside | Sunderland | £35,000 (29) | 16.3% |
| 3 | SR1 Sunderland | Sunderland | £46,400 (13) | 12.3% |
| 4 | SO42 New Forest | Southampton | £95,000 (11) | 11.0% |
| 5 | L20 Liverpool | Greater Liverpool | £65,000 (25) | 10.9% |
| 6 | L5 Liverpool | Greater Liverpool | £65,000 (17) | 10.9% |
| 7 | BD1 Bradford | Bradford & South Dales | £57,500 (21) | 10.9% |
| 8 | PE11 South Holland | Lincolnshire Fens | £78,000 (10) | 9.6% |
| 9 | DN15 North Lincolnshire | Scunthorpe | £62,000 (11) | 9.6% |
| 10 | TS18 Stockton-on-Tees | Teesside | £60,250 (10) | 9.4% |
| 11 | BR4 Bromley | Outer South East London | £165,000 (26) | 9.4% |
| 12 | B68 Sandwell | Black Country | £80,000 (11) | 9.3% |
| 13 | FY1 Blackpool | Fylde Coast | £69,500 (18) | 9.3% |
| 14 | M9 Manchester | Central Greater Manchester | £112,500 (22) | 9.3% |
| 15 | L9 Liverpool | Greater Liverpool | £78,000 (19) | 9.1% |
| 16 | M24 Bury | Central Greater Manchester | £115,500 (34) | 9.1% |
| 17 | TS10 Redcar and Cleveland | Teesside | £63,000 (13) | 9.0% |
| 18 | FY7 Wyre | Fylde Coast | £73,000 (11) | 8.9% |
| 19 | CW7 Cheshire East | South Cheshire | £78,000 (10) | 8.8% |
| 20 | DN21 Bassetlaw | Lincoln | £81,500 (14) | 8.8% |
| 21 | SR3 Sunderland | Sunderland | £64,950 (19) | 8.8% |
| 22 | M44 Salford | Central Greater Manchester | £120,100 (16) | 8.7% |
| 23 | M8 Bury | Central Greater Manchester | £120,750 (23) | 8.7% |
| 24 | BD9 Bradford | Bradford & South Dales | £72,500 (10) | 8.7% |
| 25 | M40 Manchester | Central Greater Manchester | £121,000 (17) | 8.7% |
What the yield figure is
Local Housing Allowance is the most housing benefit will pay towards rent in an area, set by the Valuation Office Agency for each Broad Rental Market Area and bedroom count. It is a floor for rent, not a forecast: a tenant on benefits can pay it, and market rents usually sit above it. The yield here is the 3-bedroom LHA rate for the year, divided by the median price paid for a terraced house in the district over the last 12 months (HM Land Registry). Gross, before costs, before voids, before finance. It is a screening number for comparing areas, not an appraisal of any house.
April 2026 to March 2027 (the same figures as April 2024, per the 2026 Modification Order).
How to use it
A high number means the benefit rent covers a lot of the purchase price, which is where single-let and HMO investors usually start looking. It says nothing about demand, condition, Article 4 or licensing in the district, all of which Kerbio shows on the listing itself. Check the Article 4 position before an offer in any of these.
Sources: VOA Local Housing Allowance rates April 2026 to March 2027; HM Land Registry Price Paid Data, 12 months to September 2026; postcodes.io district centroids. 2079 districts placed in 152 areas.